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What Is a Fractured Sternum Worth?
(4 Types of Damages & Settlements)

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C.L. Mike Schmidt Published by C.L. Mike Schmidt

Schmidt & Clark, LLP is not currently accepting these types of cases and has posted this content for information purposes only. We encourage you to seek a qualified attorney, if you feel you might have a case.


If you suffer damage to your sternum due to a car accident, it can cause significant pain. Breaking your sternum can leave you and your family with substantial medical expenses and an inability to work for months.

While your health should be your primary concern after an accident, it's also wise to consider your legal options. 

As a personal injury attorney who has worked on several fractured sternum injury cases, I will explain what a fractured sternum might be worth regarding your damages claim.

Quick Summary

  • If you have experienced physical and emotional trauma due to a fractured sternum, you may be eligible for financial compensation that can exceed $1,000,000.
  • Injuries that hinder your ability to engage in activities that bring you joy—such as sports, hobbies, or social interactions—can lead to additional compensation for loss of quality of life. Settlements for such claims typically range from $50,000 to $500,000, depending on the extent of the impact on your daily living.
  • Compensation for lost wages can vary widely but often falls within the range of $30,000 to $300,000 based on the duration of missed work and the nature of your job.

What Is a Fractured Sternum?

A doctor looking at the sternum x-ray of a patientA fractured sternum, or breastbone, is a serious injury involving the flat, elongated bone at the center of the chest.

This vital structure connects to the ribs via cartilage and protects critical organs, including the heart, lungs, and major blood vessels.

Because of its central role in shielding these organs, any fracture to the sternum requires prompt medical evaluation, particularly after incidents involving significant force or impact [1].

Types of Sternum Fractures

Sternum fractures are categorized based on their specific characteristics and the type of trauma that causes them:

  • Transverse Fractures
    These horizontal fractures run straight across the sternum and often result from direct impacts, such as car accidents or contact sports. They can cause chest wall instability and are frequently associated with rib fractures.
  • Oblique Fractures
    Occurring at an angle, oblique fractures are typically caused by severe blunt trauma or rapid deceleration. They can be more complex than transverse fractures and may result in internal complications like mediastinal hematomas.
  • Comminuted Fractures
    In this type, the sternum shatters into multiple fragments, typically due to high-energy impacts. These fractures are more severe and pose a greater risk of complications due to their complexity.
  • Manubrial Fractures
    These involve the manubrium, the uppermost section of the sternum. Such fractures are particularly concerning because they may involve nearby structures like the heart and major blood vessels.
  • Pathological Fractures
    These fractures occur in bones weakened by underlying conditions like osteoporosis or cancer. In these cases, even minimal trauma can result in a fracture.
  • Stress Fractures
    Caused by repetitive stress or overuse, these fractures are more common in athletes who engage in upper-body-intensive activities, such as weightlifting or gymnastics.

Common Causes of Sternum Fractures

Sternal fractures typically result from two main types of trauma:

  • Direct Trauma
    Direct impacts, such as hitting the steering wheel in a car accident, falls, or physical assaults, are a common cause of sternum fractures.
  • Indirect Trauma
    These injuries occur due to rapid deceleration forces, such as in vehicle collisions, where the body stops suddenly while internal organs continue moving forward.

Sternum fractures, depending on their severity and type, can have serious implications. Prompt medical evaluation and intervention are essential to prevent complications and ensure proper healing.

Complications of a Fractured Sternum

A fractured sternum can lead to various complications, some of which may impact long-term health and quality of life. Awareness of these potential issues is critical for effective recovery and management.

Long-Term Effects to Watch For

  1. Chronic Pain
    • Persistent chest pain lasting 8 to 12 weeks, with some cases extending longer.
    • Chronic pain can hinder daily activities and reduce overall well-being.
  2. Pseudarthrosis
    • Occurs when the fracture doesn’t heal properly, creating a false joint.
    • May require surgical intervention to alleviate ongoing pain.
  3. Pulmonary Complications
    • Atelectasis: Partial lung collapse due to reduced breathing capacity.
    • Pneumonia: Elevated risk from impaired lung function and secretion buildup.
    • Hemothorax/Pneumothorax: Blood or air in the chest cavity, potentially requiring medical drainage.
  4. Deformity
    • Visible lumps or misalignments at the fracture site due to displaced fractures.
    • Deformities may be permanent if untreated.
  5. Reduced Mobility
    • Stiffness and pain in the upper body from inactivity during recovery.
    • May lead to decreased physical activity and long-term functional limitations.

Risk Factors for Complications

Certain factors increase the likelihood of complications following a sternum fracture, including:

  • Age: Older individuals often face slower healing and prolonged symptoms.
  • Osteoporosis: Weakened bones heighten the risk of nonunion and chronic pain.
  • Pre-Existing Conditions: Diabetes or prolonged steroid use can impair healing.
  • Injury Severity: Displaced or unstable fractures carry a higher risk of complications.

Preventing Complications

Proactive measures can help reduce the risk of long-term issues:

  • Seek Prompt Medical Attention: Timely treatment and adherence to prescribed care are crucial.
  • Participate in Rehabilitation: Physical therapy can improve strength and prevent stiffness.
  • Manage Pain Effectively: Use prescribed medications to maintain comfort and support respiratory health.
  • Avoid Strain During Recovery: Refrain from heavy lifting or high-impact activities until cleared by a doctor.

What Is a Fractured Sternum Worth?

A fractured sternum can be worth between $85,000 to $1,269,936. Depending on the specifics of each case, insurance companies can be notoriously remiss when covering broken rib injuries - particularly those that don't involve any additional traumas. 

However, how much compensation a victim can receive depends on their allocated financial limits for paying out the client's personal injury and accident lawsuits.

Types Of Compensation You Can Collect

A layer computing the compensations you can collect

The types of compensation you can collect are economic and non-economic damages. 

Let me explain each in detail.

Economic Damages

Economic damages are simple to prove, as they cover all of the tangible losses a victim suffers from an accident. There is no restriction to the amount you can claim in this category as long as your documentation supports the costs incurred.

Non-Economic Damages

This category covers injuries that are more difficult to quantify monetarily yet nevertheless cause substantial harm and deserve compensation.

This may include:

  • Physical Pain and Suffering
  • Emotional and psychological trauma
  • Loss of quality of life

"Settlements depend greatly on the unique circumstances of each case, so the average payout for a sternum fracture claim varies greatly."
- Erik Abrahamson, Personal Injury Lawyer

4 Types of Damages in a Broken Sternum Injury Case

If you’ve suffered a fractured sternum or rib injury, you may be entitled to compensation for financial losses, medical expenses, and the overall impact on your life.

These are some of the most common types of damages associated with fractured sternum cases:

1. Medical Bills

A person computing medical bills

Compensation for medical costs includes all treatments directly related to the injury, such as:

  • Emergency room visits
  • Hospital stays
  • Surgical procedures
  • Rehabilitation and therapy

Settlement Ranges: Typical settlements range from $10,000 to $100,000, with more complex cases exceeding this amount.

Case Example: A 70-year-old woman received $1.5 million after a head-on collision caused a fractured sternum and other injuries.

Factors That Increase Compensation:

  • Severity of the injury
  • Additional complications like lung damage

Documentation to Provide:

  • Itemized medical bills
  • Receipts for medical expenses
  • Medical records detailing diagnosis and treatments

2. Lost Income

Fractured sternum injuries can make it impossible to work, either temporarily or permanently, entitling you to reimbursement for lost wages.

Settlement Ranges: Lost income settlements typically range from $30,000 to $300,000, depending on how long you’re out of work and whether your earning potential is affected.

Case Example: A man received $85,000, including lost wages, after being unable to work during recovery from a fractured sternum.

Factors That Increase Compensation:

  • Length of time off work
  • Permanent impact on earning potential

Documentation to Provide:

  • Pay stubs or tax returns
  • A letter from your employer verifying missed workdays

3. Pain and Suffering

A patient in pain and suffering while in the hospitalPain and suffering damages are intended to compensate victims for the physical and mental anguish they experience due to their broken ribs or soft tissue injuries.

You can claim compensation for the physical pain and emotional distress caused by the injury.

Settlement Ranges: Compensation for pain and suffering can range from $50,000 to $500,000, depending on the severity of your experience.

Case Example: A client received $250,000 for the lasting pain and limitations caused by a fractured sternum.

Factors That Increase Compensation:

  • Intensity and duration of pain
  • Emotional and psychological impact

Documentation to Provide:

  • Medical records noting pain levels
  • Personal journals detailing daily pain and limitations

4. Loss of Quality of Life

If your injury prevents you from enjoying activities you once loved, you may claim damages for diminished quality of life.

Settlement Ranges: Compensation typically ranges from $20,000 to $300,000, depending on the long-term impact.

Case Example: A person who required surgery for a fractured sternum received $425,000, including damages for loss of quality of life.

Factors That Increase Compensation:

  • Permanent disability or limitations
  • Restrictions on hobbies and daily activities

Documentation to Provide:

  • Testimonies from family or friends about lifestyle changes
  • Assessments from medical or occupational experts

Understanding the potential damages for fractured sternum injuries is essential for navigating personal injury claims.

With the right documentation and awareness of settlement ranges, you can build a strong case for compensation to cover medical costs, lost income, and the broader impact on your quality of life.

Related Article: Herniated Disc Car Accident Settlement

What Are Factors in a Fractured Sternum Injury Case?

A lawyer writing down the factors in a fractured sternum injury case

The factors in a fractured sternum injury case include the degree of the fracture, the medical treatment received, and other damages related to the injury. 

However, here are some other factors in a fractured sternum claim:

1. Possible Future Surgery Needs

Sternum fractures may cause lasting complications, such as the need for surgical correction if the fractured area hasn't properly healed. In some cases, a plate and screws or sternal wires are required to fix displaced or unstable fractures.

2. Shared Responsibility

A layer explaining to a client shared responsibility

Sternum fractures are commonly caused by car accidents due to the impact of striking an airbag, steering wheel, or seatbelt.

Determining fault in car accidents involving sternum fractures is not always straightforward. Insurance companies often complicate the process to reduce their financial responsibility.

Here are the primary challenges victims may face:

  1. Contributory Negligence: Insurers often investigate whether the victim contributed to their injuries, such as:
    • Failing to wear a seatbelt.
    • Sitting too close to the steering wheel during the collision.
  2. Airbag Malfunction Claims: If an airbag fails to deploy, insurance companies may attempt to shift blame to the manufacturer rather than accepting responsibility.
  3. Multi-Party Accidents: When multiple drivers or insurers are involved, each party may deflect blame, complicating the determination of liability.

Navigating Insurance Challenges After a Sternum Fracture Accident

Dealing with insurance companies after a car accident can be a daunting task, especially when serious injuries like a fractured sternum are involved.

Insurance providers often employ tactics to minimize payouts, making it essential to understand how to counter these strategies effectively. Below are key considerations and steps to strengthen your claim.

Common Insurance Tactics to Minimize Payouts

Insurance companies may attempt to reduce their financial liability through various methods, including:

  • Delays: Prolonging the claims process to pressure victims into accepting lower settlements.
  • Low Initial Offers: Proposing reduced settlements to resolve cases quickly and cost-effectively.
  • Blame Shifting: Arguing that the victim was partially or wholly responsible for the accident.
  • Excessive Documentation Requests: Complicating the process by demanding unnecessary paperwork, such as detailed medical records and unrelated expenses.

Key Steps to Prove Fault

To build a strong case and counter these tactics, victims should focus on gathering and organizing critical evidence:

  • Collect Evidence: Take photos of the accident scene, vehicle damage, and visible injuries to establish the context and severity of the incident.
  • Gather Witness Testimonies: Obtain statements from bystanders who witnessed the crash for additional support.
  • Secure Police Reports: Use official reports to establish fault and provide an unbiased account of the accident.
  • Document Medical Treatments: Maintain detailed records of all treatments, associated costs, and the recovery timeline.
  • Engage Accident Experts: Consult accident reconstruction specialists, if necessary, to analyze vehicle dynamics, points of impact, and speeds.

The Role of an Experienced Lawyer

An experienced car accident lawyer can be invaluable in navigating these challenges. They can:

  • Counter Deflection Tactics: Ensure insurance companies do not unfairly shift blame to the victim or other parties.
  • Investigate Thoroughly: Collect critical evidence such as crash reports, vehicle inspections, and witness statements to strengthen the claim.
  • Secure Fair Compensation: Advocate for damages covering medical expenses, lost wages, pain, suffering, and more.

By understanding these common challenges and taking proactive steps, victims can significantly improve their chances of receiving fair compensation for their injuries.

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FAQs

What Are The Symptoms Of A Strenum Fracture?

Symptoms of a sternum fracture include rib fractures, chest soreness, discoloration along the breastbone, crunching sounds, catching sensations during movement, swelling around the injury site, breathing pain, and breathlessness.

How Serious Is A Fractured Sternum?

A fractured sternum is a serious injury and can lead to long-term consequences if the victim does not receive proper medical attention. The resulting pain and physical limitations can also significantly impact the individual's quality of life. 

Can You Work With A Broken Sternum?

No, you can not work with a broken sternum. Everyday tasks such as getting dressed, cooking meals, and carrying out household activities can become daunting or unbearable experiences due to the pain that you feel.

How Long Does It Take To Heal From A Sternum Fracture?

It can take about 4-6 weeks to heal from a sternum fracture. Despite the normal healing process, it is typical to experience some soreness after this period still. It typically takes 2-4 weeks for bruises to heal completely.

Get An Average Settlement for Fractured Sternum Injuries

After being involved in a serious accident, contacting an experienced car accident attorney is essential.

At Schmidt & Clark, LLP our attorneys are here to assist you and guide you through the process of defending your rights while understanding the complexities behind broken breastplate injury cases. 

We want to ensure that victims claim compensation for any fractured ribs, injuries, and sufferings endured during this difficult time - so don't hesitate to contact us today for a free consultation session.


Reference:

  1. https://www.healthline.com/health/broken-sternum